Money Saving Mindset…

Hi lovelies!

This time last year my family and I were moved into an emergency accommodation as our property was fire damaged. There was an electrical fault on the cooker we had been using which caused the fire early in the morning. We thank God that we all escaped in time and nobody was hurt.

As you can imagine, this was a very stressful time for my family, especially my children. Having to explain to my eldest son why we couldn’t return home, why he couldn’t sleep in his own bedroom etc was difficult. Our daily family routine was pretty much non-existence as we were not stable mentally as well as emotionally, losing almost everything you’ve accumulated over 5 years is not easy to forget especially certain things in the home that have stories behind them.


I am often asked how I coped during this testing time and in all honesty, apart from having faith in God and supportive parents, my mind was at peace knowing that we had savings in cases of emergency. I cannot stress how important it is to have some sort of savings for unexpected situations, I mean who wouldn’t be happy knowing that they have something to fall back on in an event of fire, losing a job or illness? The truth is, saving money can help you become financially secure and confident if or when life suddenly changes.

The thought of putting money aside can become daunting when you are not earning much and you’re finding it difficult to get by every month anyway but rest assured, everyone must start somewhere and you’ll be surprised just how true the statement “every little helps” is. I often hear people say how hard it is to save when you have children, yes that’s true but it’s NOT impossible. So how do you get in the habit of saving money then?



It’s important to know what it is you’re saving for first (a house, emergency funds, new car, retirement) as this will determine how much and for how long you’re going to save. Recognising your priorities will put you in a place where saving money no matter how little the amount, become like second nature.

Automating your money helps a great deal too, you won’t be tempted to spend money that you don’t see coming in or sitting in your account. Arrange with your bank to automatically transfer money into your savings account as soon as you get paid. Also be realistic with the amount you wish to save every week/month(this all depends on your circumstances), the last thing you want to do is to start saving then stop two months down the line because you’re spending more than you thought you would.


The new MacBook is out, Samsung has designed a new phone with great features, yay! that’s great but ask yourself if you really need these things to live… or to survive? Separate your needs and your wants and develop will power. We see so many things on a daily basis that lure us to spend money but staying strong and saying NO will help you stick to your savings goal and in turn give you a brighter future financially.

You must remember that you’re saving money for yourself or for the sake of your family’s peace of mind. Don’t look at what others are doing with their money, we all have different journeys, needs and wants, concentrate on achieving your own financial happiness!

Thanks for stopping by!









  1. September 8, 2016 / 4:56 pm

    nice piece dear!! every little helps indeed…tanks for the reminder

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